How do I add photo from my library to a post?

[Old as Dirt]

i wanted to add something from my photo library to a reply and kept getting url options but no ability to imbed a photo or vid. Am I missing something or is it not possible?
In case it is embarrassingly easy, I invoke the old guy defense.

 

[Lion Son/Husband/Father]

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[Old as Dirt]

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[Lion Son/Husband/Father]

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[klive]

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[Lion Son/Husband/Father]

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[Old as Dirt]

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