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Question on Property Law

Someone upthread suggested that putting the hoop right on the property line may violate zoning codes. That sounds probably right to me. Makes no sense to allow people to build structures right on the property line in residential areas.

I would go in person to the building code or zoning department and ask to speak to an inspector. My guess is that most inspectors would be sympathetic with your situation and could give you good advice and guidance on top of explaining what the zoning code is.

I would also take pictures of the damage caused by your neighbors and continue to take pictures as the damage may mount. Legally you almost certainly have a valid claim for damages. Again, you want to do everything possible to resolve this amicably with neighbors, but I would have this information and evidence in my back pocket if negotiations go South.
 
How did you arrive at that opinion? Registered Professional Engineers and Surveyors are the professionals of record. I'm assuming you are registered professional chemical engineer, that takes "Full Responsibly" as an entity of public record to be personally sued for your actions
Exactly - I deal with competent surveyors almost every day in jurisdictions around the country. Their ass is on the line for sloppy work and they’ve got tough jobs.
 
I am a licensed surveyor. Banks rarely if ever require a survey in the case of a transaction of a property with an existing dwelling.

Must vary from jurisdiction to jurisdiction. I was helping a Korean woman with zero knowledge about lending to obtain a refinance. The initial cost estimate included a charge for a survey, even though the woman bought the house (in a comparatively new development) in the summer of 2018. I called the title co. and asked whether we really needed a survey. Obtained deed and title co. decided they didn't need survey -- didn't exactly say why survey not needed. I didn't bother asking because we got what we asked for.
 
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My neighbor installed a permanent basketball hoop that is straddling my property line. So some portion of it is on my property. What are my rights in this situation? What are his rights?

State of PA. Delaware County.

Appreciate any insight

I don't think this has to be a big hassle for you at all. After you have exhausted any communication with the homeowner, contact the county/city code inspector and tell them your neighbor's newly constructed basketball hoop violates the property line and you have a valid survey to prove it. The inspector should then be obligated to ask the homeowner to remove the hoop away from your property line. It seems to me that a basketball hoop should have a certain amount of set-back from the property line. I don't think the homeowner would have any choice but be forced to remove it or be subject to fines. It would be interesting to see a picture of the hoop.
 
If you let it slide then you could be stuck because over time he would be granted the rights bc you failed to act
Not true at all. Adverse possession is based on a number of factors with one of the first being the fact that neither of you are aware of the correct property line location. In this case since there is a survey, it's out the window.
 
Must vary from jurisdiction to jurisdiction. I was helping a Korean woman with zero knowledge about lending to obtain a refinance. The initial cost estimate included a charge for a survey, even though the woman bought the house (in a comparatively new development) in the summer of 2018. I called the title co. and asked whether we really needed a survey. Obtained deed and title co. decided they didn't need survey -- didn't exactly say why survey not needed. I didn't bother asking because we got what we asked for.

Did the title company request an affidavit from the owner that there had been no additions or improvements to the property since the date of the initial survey?
 
I just had this problem.

There was a pin already there. The bank just did a drive by and saw the pins. The builder in the neighboring home encroached on my property buy burying their utilities on my property (before I bought it and without anyone knowing). The city verified that they encroached and that this is a zoning violation. But they will do nothing, it is a civil matter. The builder claims that "kids" moved the pins. That is BS but if that is what he needs to say to save face, I am OK with it. Fact is, he factored in a lot of money to trench the tree row and get around a large tree they wanted to save. And when it came time, he simply cut through my yard, saving about 30 feet of trenching, and pocketed the difference. I pointed that out to the neighbor...for a moment they were defensive. But in a day they called and said they would remediate it. They really have no choice.

Regardless, the pins don't make a difference. Nor does the bank's actions. In the end, they are using your property. They might as well take your car for a drive as well. What is right is right. And if you try to sell your property and you know of the encroachment, in Ohio, you must disclose this or are legally liable to a suite. In the end, it drives down your property value.
 
Not true at all. Adverse possession is based on a number of factors with one of the first being the fact that neither of you are aware of the correct property line location. In this case since there is a survey, it's out the window.

That factor is not a requirement of adverse possession in any jurisdiction of which I'm aware.
 
I believe Dingerz is right, but he compressed it a bit. Virtually every mortgage lender I have dealt with (whether on my own behalf or on behalf of clients, and whether in or outside the State of California) requires that its borrower obtain for them (and pay the costs for) an American Land Title Association ("ALTA") lender's title insurance policy. (The name of the policy may be different in North Carolina, but I would be highly surprised if North Carolina mortgage lenders do not insist on that type of coverage.)

Unlike a more basic (and less expensive) owner's title insurance policy (called a "CLTA owner's policy" in California), an ALTA lender's policy insures the lender against title encumbrances due to "off record" matters such as mechanics liens and encroachments. Because the ALTA lender's policy insures against encroachments, a contemporaneous survey of the property constituting the mortgage loan collateral is usually required by the title company issuing the ALTA lender's policy. Why? Because the survey will determine if any encroachments exist. So it is the title company that requires the survey, but only because the bank (i.e., mortgage lender) required an ALTA lender's policy.
All well and good, except that I don't live in NC, and there 100% wasn't a survey when I bought my property. I'm not saying that is the case everywhere, I'm just saying that surveys are not universal as some are implying.

My larger point to the OP is that the juice may not be worth the squeeze to fight this and they should ask themselves what are the pluses and minuses of making a big deal about it.
 
Not true at all. Adverse possession is based on a number of factors with one of the first being the fact that neither of you are aware of the correct property line location. In this case since there is a survey, it's out the window.

Huh? Where is that an element of adverse possession? A survey actually helps an adverse possession claim because it eliminates any question of whether the encroachment was with hostile intent (which is an element). If my law school and bar remembrances are correct, it’s (1) open and notorious, (2) continuous, (3) exclusive, (4) actual, and (5) under hostile intent, for a period of 21 years in PA I believe.
 
Huh? Where is that an element of adverse possession? A survey actually helps an adverse possession claim because it eliminates any question of whether the encroachment was with hostile intent (which is an element). If my law school and bar remembrances are correct, it’s (1) open and notorious, (2) continuous, (3) exclusive, (4) actual, and (5) under hostile intent, for a period of 21 years in PA I believe.

21 years in Pennsylvania? Really?! Wow, that is a long prescriptive period.
 
21 years in Pennsylvania? Really?! Wow, that is a long prescriptive period.
My memory is that it is about 21 years in Ohio and 18 years in Florida -- both of which I have had occasion to deal with. Thought you were probably being overly solicitous to the poster (in a good way) because I suspected there was a long period of time before adverse possession would kick in.

Slightly later edit. Looked these up. Ohio 21 years. Florida 7 years. Might have been longer 20 years ago when a contractor built a dirt road through my parents' comparatively remote 40 acre parcel in Florida with zero permission or knowledge by my parents. The road serviced the contractor's development of about 150 homes. There was potentially a serious issue there, but no one ever raised it when the land was marketed and sold.
 
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Where you coming up with that? Surveys are pretty straight forward. They go off a set benchmark and measure from there basically. Its fairly exact unless your getting some guy to randomly show up and hammer a couple stakes in the ground.

It is that simple when you are in a non-litigious situation. Guess what happens when you pay your surveyor and your opponent (neighbor) pays their surveyor? Suddenly it isn't so exact.
 
21 years in Pennsylvania? Really?! Wow, that is a long prescriptive period.

If you include states with 20 year periods with those having 21 year periods, it's the 2nd most common time frame across the country (10 being the most common ... barely; 15 being 3rd most common). A couple have 30. A couple have 5.
 
My memory is that it is about 21 years in Ohio and 18 years in Florida -- both of which I have had occasion to deal with. Thought you were probably being overly solicitous to the poster (in a good way) because I suspected there was a long period of time before adverse possession would kick in.

Slightly later edit. Looked these up. Ohio 21 years. Florida 7 years. Might have been longer 20 years ago when a contractor built a dirt road through my parents' comparatively remote 40 acre parcel in Florida with zero permission or knowledge by my parents. The road serviced the contractor's development of about 150 homes. There was potentially a serious issue there, but no one ever raised it when the land was marketed and sold.
I wonder if the party claiming adverse possession in those states also must have paid the real property tax on the subject property, as in California. Most of the time, the claimant is not adversely possessing an entire legal parcel; only a portion of it. Since real property tax bills are for the entire legal parcel and are typically mailed out to and paid by the record owner, it is rare that the taxes paid element is satisfied. Thus, we see a lot more prescriptive easement claims (in which taxes on the subject property do NOT have to be paid by the claimant) than we do adverse possession claims.
 
I wonder if the party claiming adverse possession in those states also must have paid the real property tax on the subject property, as in California. Most of the time, the claimant is not adversely possessing an entire legal parcel; only a portion of it. Since real property tax bills are for the entire legal parcel and are typically mailed out to and paid by the record owner, it is rare that the taxes paid element is satisfied. Thus, we see a lot more prescriptive easement claims (in which taxes on the subject property do NOT have to be paid by the claimant) than we do adverse possession claims.
you make a great point. So if I, owning a property, paid taxes on it for 25 years can have a part of it taken away from adverse possession? If I paid the property taxes, that flies in the very face of the concept of adverse possession.
 
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