Exactly - I deal with competent surveyors almost every day in jurisdictions around the country. Their ass is on the line for sloppy work and they’ve got tough jobs.How did you arrive at that opinion? Registered Professional Engineers and Surveyors are the professionals of record. I'm assuming you are registered professional chemical engineer, that takes "Full Responsibly" as an entity of public record to be personally sued for your actions
I am a licensed surveyor. Banks rarely if ever require a survey in the case of a transaction of a property with an existing dwelling.
My neighbor installed a permanent basketball hoop that is straddling my property line. So some portion of it is on my property. What are my rights in this situation? What are his rights?
State of PA. Delaware County.
Appreciate any insight
Lighten up FrancisHuh? Disagree if you wish, but don't go all weird on us.
Not true at all. Adverse possession is based on a number of factors with one of the first being the fact that neither of you are aware of the correct property line location. In this case since there is a survey, it's out the window.If you let it slide then you could be stuck because over time he would be granted the rights bc you failed to act
Must vary from jurisdiction to jurisdiction. I was helping a Korean woman with zero knowledge about lending to obtain a refinance. The initial cost estimate included a charge for a survey, even though the woman bought the house (in a comparatively new development) in the summer of 2018. I called the title co. and asked whether we really needed a survey. Obtained deed and title co. decided they didn't need survey -- didn't exactly say why survey not needed. I didn't bother asking because we got what we asked for.
NoDid the title company request an affidavit from the owner that there had been no additions or improvements to the property since the date of the initial survey?
I just had this problem.
Not true at all. Adverse possession is based on a number of factors with one of the first being the fact that neither of you are aware of the correct property line location. In this case since there is a survey, it's out the window.
All well and good, except that I don't live in NC, and there 100% wasn't a survey when I bought my property. I'm not saying that is the case everywhere, I'm just saying that surveys are not universal as some are implying.I believe Dingerz is right, but he compressed it a bit. Virtually every mortgage lender I have dealt with (whether on my own behalf or on behalf of clients, and whether in or outside the State of California) requires that its borrower obtain for them (and pay the costs for) an American Land Title Association ("ALTA") lender's title insurance policy. (The name of the policy may be different in North Carolina, but I would be highly surprised if North Carolina mortgage lenders do not insist on that type of coverage.)
Unlike a more basic (and less expensive) owner's title insurance policy (called a "CLTA owner's policy" in California), an ALTA lender's policy insures the lender against title encumbrances due to "off record" matters such as mechanics liens and encroachments. Because the ALTA lender's policy insures against encroachments, a contemporaneous survey of the property constituting the mortgage loan collateral is usually required by the title company issuing the ALTA lender's policy. Why? Because the survey will determine if any encroachments exist. So it is the title company that requires the survey, but only because the bank (i.e., mortgage lender) required an ALTA lender's policy.
Not true at all. Adverse possession is based on a number of factors with one of the first being the fact that neither of you are aware of the correct property line location. In this case since there is a survey, it's out the window.
Huh? Where is that an element of adverse possession? A survey actually helps an adverse possession claim because it eliminates any question of whether the encroachment was with hostile intent (which is an element). If my law school and bar remembrances are correct, it’s (1) open and notorious, (2) continuous, (3) exclusive, (4) actual, and (5) under hostile intent, for a period of 21 years in PA I believe.
My memory is that it is about 21 years in Ohio and 18 years in Florida -- both of which I have had occasion to deal with. Thought you were probably being overly solicitous to the poster (in a good way) because I suspected there was a long period of time before adverse possession would kick in.21 years in Pennsylvania? Really?! Wow, that is a long prescriptive period.
Where you coming up with that? Surveys are pretty straight forward. They go off a set benchmark and measure from there basically. Its fairly exact unless your getting some guy to randomly show up and hammer a couple stakes in the ground.
21 years in Pennsylvania? Really?! Wow, that is a long prescriptive period.
I wonder if the party claiming adverse possession in those states also must have paid the real property tax on the subject property, as in California. Most of the time, the claimant is not adversely possessing an entire legal parcel; only a portion of it. Since real property tax bills are for the entire legal parcel and are typically mailed out to and paid by the record owner, it is rare that the taxes paid element is satisfied. Thus, we see a lot more prescriptive easement claims (in which taxes on the subject property do NOT have to be paid by the claimant) than we do adverse possession claims.My memory is that it is about 21 years in Ohio and 18 years in Florida -- both of which I have had occasion to deal with. Thought you were probably being overly solicitous to the poster (in a good way) because I suspected there was a long period of time before adverse possession would kick in.
Slightly later edit. Looked these up. Ohio 21 years. Florida 7 years. Might have been longer 20 years ago when a contractor built a dirt road through my parents' comparatively remote 40 acre parcel in Florida with zero permission or knowledge by my parents. The road serviced the contractor's development of about 150 homes. There was potentially a serious issue there, but no one ever raised it when the land was marketed and sold.
you make a great point. So if I, owning a property, paid taxes on it for 25 years can have a part of it taken away from adverse possession? If I paid the property taxes, that flies in the very face of the concept of adverse possession.I wonder if the party claiming adverse possession in those states also must have paid the real property tax on the subject property, as in California. Most of the time, the claimant is not adversely possessing an entire legal parcel; only a portion of it. Since real property tax bills are for the entire legal parcel and are typically mailed out to and paid by the record owner, it is rare that the taxes paid element is satisfied. Thus, we see a lot more prescriptive easement claims (in which taxes on the subject property do NOT have to be paid by the claimant) than we do adverse possession claims.
Fixed it for you.Wow - I could ask this board how to screw in a lightbulb and I bet I could get eight pages of arguments about it, four on how to take it out of the box and four on the actual screwing in.