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Question regarding credit card being compromised

psuro

Well-Known Member
Aug 24, 2001
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The corner table at the Skellar
I am travelling to Europe with a friend. She had reserved hotel rooms using her credit card. She recently had her card compromised. Within a day or so, she received an email from one of the hotels stating that her reservation had been cancelled due to the credit card being compromised. But, she never reached out to them, they contacted her.

How do they know that the card has been compromised? She had not paid for the room yet, so does the hotel keep "pinging" the card every so often to make sure it's valid?

I had a similar situation while travelling abroad a couple of years ago. The airline cancelled my res and I had to really struggle to get back home.

I am getting travel insurance for this trip, but still interested as to how this would possibly happen that the hotel would cancel the reservation.
 
I am travelling to Europe with a friend. She had reserved hotel rooms using her credit card. She recently had her card compromised. Within a day or so, she received an email from one of the hotels stating that her reservation had been cancelled due to the credit card being compromised. But, she never reached out to them, they contacted her.

How do they know that the card has been compromised? She had not paid for the room yet, so does the hotel keep "pinging" the card every so often to make sure it's valid?

I had a similar situation while travelling abroad a couple of years ago. The airline cancelled my res and I had to really struggle to get back home.

I am getting travel insurance for this trip, but still interested as to how this would possibly happen that the hotel would cancel the reservation.

First thing I would do is call the credit card company and let them know you will be overseas with what countries you will be traveling and expect charges from those places.
Also inquire if they notice any strange activity from your hotel putting charges on the card. I would also possibly call the hotel in Europe to get a definitive answer from the hotel and straighten all this mess out.
 
I got ripped off once about two years ago. I was victim of the Barbie Bandit! She was a platinum blonde prostitute from the West Coast who had been jailed before for similar tricks. She opened a credit card in my name with a companion card opened in her name. Spent like 12 grand on plastic surgery on the West Coast.

How they got my info and how they did this is a mystery to me. These are things I just don't understand.

But if I had to be ripped off, kind of proud I was done in by The Barbie Bandit.

It might be worthwhile for your friend to consider getting credit protection. If their card was compromised, there might be a chance that the person who did this is opening up cards wherever they can. That happened to me. I got the credit protect and stopped cards from being opened in a ton of places. For about a month after I was hacked, I was getting letters from all kinds of places telling me that they denied cards being opened in my name ( cards from big box stores, boutique places, you name it).
 
I thought if you card was compromised, they cancelled the card and not the account. In other words the card ending in 3456 or whatever no longer worked, but the account associated with that card was still active. Meaning they should not have cancelled you hotel reservation. that's the way its worked for me.
 
I thought if you card was compromised, they cancelled the card and not the account. In other words the card ending in 3456 or whatever no longer worked, but the account associated with that card was still active. Meaning they should not have cancelled you hotel reservation. that's the way its worked for me.

Yeah, not really sure how it happened, but they cancelled the res.

My issue with my flight home was that I had paid for the R/T ticket, but once the card was compromised, I had my return ticket cancelled. And I found out when I was at the airport at 4 AM to fly back from Asia. Not fun.
 
'ro, it's strange that your friend's reservation was canceled. I would not have expected that. Hopefully she gets it resolved without a hassle.

By the way, flag. Of all people to make this critical error...
 
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'ro, it's strange that your friend's reservation was canceled. I would not have expected that. Hopefully she gets it resolved without a hassle.

By the way, flag. Of all people to make this critical error...

She is my sig pic. These are the only parts of her body men look at anyway, so that is all I needed to show.

Do you think I am an amateur? :rolleyes:
 
I am travelling to Europe with a friend. She had reserved hotel rooms using her credit card. She recently had her card compromised. Within a day or so, she received an email from one of the hotels stating that her reservation had been cancelled due to the credit card being compromised. But, she never reached out to them, they contacted her.

How do they know that the card has been compromised? She had not paid for the room yet, so does the hotel keep "pinging" the card every so often to make sure it's valid?

I had a similar situation while travelling abroad a couple of years ago. The airline cancelled my res and I had to really struggle to get back home.

I am getting travel insurance for this trip, but still interested as to how this would possibly happen that the hotel would cancel the reservation.

Couple of thoughts for you ...

I have a Capital One VISA card which I use extensively here at home and have found their services to be outstanding. I just returned from Europe and used the card for every purchase in 4 different countries with 4 different currencies (Cap One does not charge foreign transaction fees). I set up an alert system for all foreign transactions so that I received a text message from Cap One whenever my credit card was used (I also set up my phone for international text, voice, and data). Each time I used my card, I received an immediate text showing me the name of the vendor and the amount charged in US dollars. The system was incredible - I was receiving the texts instantaneously (literally within seconds) - sometimes before the card was even pulled out of the reader!

Their response accuracy was 100% - I never failed to receive a text and they were always accurate. This provided me with two forms of protection - first, I was able to have an immediate confirmation of the amount I was just charged (in US dollars) so I would be aware if there were any "mistakes" in my billing - not always easy to do mentally when the invoices were in local currency and the exchange rates varied by country (none of them were Euros). Secondly, if my card had been compromised and used fraudulently while I was there, I would have received immediate notice via the text and could have have taken the steps necessary to notify Cap One and cancel the card.

Finally, I had a on-going written confirmation of my charges through the texting during the entire trip so I could keep track of my spending.

Surprisingly, Cap One does not require you to notify them of foreign travel. Apparently, they are very confident in their data base and don't find this necessary, although I don't find it to be a major issue in notifying my bank or cc company of travel plans when necessary.

As someone above mentioned, when a cc card is compromised, the card number is cancelled by the issuer, not the "account". So, you should be able to receive a new card with a new number rather quickly. I don't understand why any outstanding reservations would be cancelled.

Anyway, if you have any more questions concerning Cap One VISA, please contact the individual below for personal assistance. She has always been very helpful to me.

 
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Couple of thoughts for you ...

I have a Capital One VISA card which I use extensively here at home and have found their services to be outstanding. I just returned from Europe and used the card for every purchase in 4 different countries with 4 different currencies (Cap One does not charge foreign transaction fees). I set up an alert system for all foreign transactions so that I received a text message from Cap One whenever my credit card was used (I also set up my phone for international text, voice, and data). Each time I used my card, I received an immediate text showing me the name of the vendor and the amount charged in US dollars. The system was incredible - I was receiving the texts instantaneously (literally within seconds) - sometimes before the card was even pulled out of the reader!

Their response accuracy was 100% - I never failed to receive a text and they were always accurate. This provided me with two forms of protection - first, I was able to have an immediate confirmation of the amount I was just charged (in US dollars) so I would be aware if there were any "mistakes" in my billing - not always easy to do mentally when the invoices were in local currency and the exchange rates varied by country (none of them were Euros). Secondly, if my card had been compromised and used fraudulently while I was there, I would have received immediate notice via the text and could have have taken the steps necessary to notify Cap One and cancel the card.

Finally, I had a on-going written confirmation of my charges through the texting during the entire trip so I could keep track of my spending.

Surprisingly, Cap One does not require you to notify them of foreign travel. Apparently, they are very confident in their data base and don't find this necessary, although I don't find it to be a major issue in notifying my bank or cc company of travel plans when necessary.

As someone above mentioned, when a cc card is compromised, the card number is cancelled by the issuer, not the "account". So, you should be able to receive a new card with a new number rather quickly. I don't understand why any outstanding reservations would be cancelled.

Anyway, if you have any more questions concerning Cap One VISA, please contact the individual below for personal assistance. She has always been very helpful to me.


Thanks. I have tried to speak to her on this matter, but apparently she is going through a painful divorce and has not been responsive to my requests.
 
Couple of thoughts for you ...

I have a Capital One VISA card which I use extensively here at home and have found their services to be outstanding. I just returned from Europe and used the card for every purchase in 4 different countries with 4 different currencies (Cap One does not charge foreign transaction fees). I set up an alert system for all foreign transactions so that I received a text message from Cap One whenever my credit card was used (I also set up my phone for international text, voice, and data). Each time I used my card, I received an immediate text showing me the name of the vendor and the amount charged in US dollars. The system was incredible - I was receiving the texts instantaneously (literally within seconds) - sometimes before the card was even pulled out of the reader!

Their response accuracy was 100% - I never failed to receive a text and they were always accurate. This provided me with two forms of protection - first, I was able to have an immediate confirmation of the amount I was just charged (in US dollars) so I would be aware if there were any "mistakes" in my billing - not always easy to do mentally when the invoices were in local currency and the exchange rates varied by country (none of them were Euros). Secondly, if my card had been compromised and used fraudulently while I was there, I would have received immediate notice via the text and could have have taken the steps necessary to notify Cap One and cancel the card.

Finally, I had a on-going written confirmation of my charges through the texting during the entire trip so I could keep track of my spending.

Surprisingly, Cap One does not require you to notify them of foreign travel. Apparently, they are very confident in their data base and don't find this necessary, although I don't find it to be a major issue in notifying my bank or cc company of travel plans when necessary.

As someone above mentioned, when a cc card is compromised, the card number is cancelled by the issuer, not the "account". So, you should be able to receive a new card with a new number rather quickly. I don't understand why any outstanding reservations would be cancelled.

Anyway, if you have any more questions concerning Cap One VISA, please contact the individual below for personal assistance. She has always been very helpful to me.

I literally just got the cap one card a week ago and am headed to europe next month, so this is all great to hear! thanks
 
I use American Express at every possible opportunity. I traveled globally for nearly 30 years and, as fraud tactics changed, Amex changed with them. They are the most forgiving in the area of fraud. I am FULLY AWARE that some (very few, actually) establishments do not accept Amex. Consider that they are doing this for less than 1% of a fee on transactions. I don't want to do business with people working on such "razor thin" margins. They will never live up to my expectations.
 
I use American Express at every possible opportunity. I traveled globally for nearly 30 years and, as fraud tactics changed, Amex changed with them. They are the most forgiving in the area of fraud. I am FULLY AWARE that some (very few, actually) establishments do not accept Amex. Consider that they are doing this for less than 1% of a fee on transactions. I don't want to do business with people working on such "razor thin" margins. They will never live up to my expectations.

Then you should stay away from Munich streetwalkers.

Or... so I have heard.
 
Then you should stay away from Munich streetwalkers.

Or... so I have heard.
I have been told; by a friend, of course, that they accept cash! I haven't been that way in a while but I understand that some of them have the new "chip readers" installed "down there". Ahhh, technology!!
 
Thanks. I have tried to speak to her on this matter, but apparently she is going through a painful divorce and has not been responsive to my requests.


I'll have her call you.....'ro, same number that you used when you called The Fonz a few days ago?
 
I use American Express at every possible opportunity. I traveled globally for nearly 30 years and, as fraud tactics changed, Amex changed with them. They are the most forgiving in the area of fraud. I am FULLY AWARE that some (very few, actually) establishments do not accept Amex. Consider that they are doing this for less than 1% of a fee on transactions. I don't want to do business with people working on such "razor thin" margins. They will never live up to my expectations.
AMEX sucks in Europe though
 
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