as is the case with "game of phone", i'm afraid rick in dayton is mistaken...the rumor circulating, is a 1 or 2 season post season bowl ban, there is zero mention of a playoff ban..why, you ask?..simple, the ncaa has zero control over who the cfp invites to the playoff, it's an invitational where the ncaa has no control..this was demonstrated by the cfp committee's refusal to get involved with signgate during the 2024 season..if enacted, it would only preclude bowl participation outside of the cfp....basically, no bowl for UM if they failed to get into the playoff..hard to believe these rumors, the NOA hasn't been delivered to UM, and historically, an NOA only lays out the accusations..there isn't any mention of punishments until the NOA is sent out and the school has responded..even after any punishments are announced, the school has the right to appeal to the board of infractions..this will be a long process, any punishments won't be in effect until 2025-2026