The thing is that there are only 7 at large spots for non-conference winners, and those spots are going to fill up quickly with other one and two loss teams. The following teams may end up with one or two losses at most: OSU, PSU, Oregon, Miami, Clemson, Bama, TA&M, Iowa State, Texas, UGA, Indiana, Pitt, SMU, LSU, Kansas State, BYU. There's going to be little margin for error and, of course, it's going to come down to a beauty pageant.
So, that's 16 teams and I'd add ND. This is how I see Georgia getting in at 9-3
Penn State, Oregon and Ohio State all go 13-0, 12-1 or 11-1....3 bids
Texas, LSU, A&M and Bama all go 11-2 or better...4 bids
Miami beats Clemson in the title game...1 lock
Iowa State wins the Big XII...1 lock
G5 champs--let's say Boise State but 1 bid
So, that leaves 2 at large bids
We're looking at:
Indiana 10-2 without a quality win
ND losing to USC with their best win as Army/Navy at 10-2
Pitt 11-1 without a quality win
Clemson 11-2 with their best win being Pitt
The Big XII teams at 10-2 with their best wins being against each other
Do we really think a 9-3 Georgia is getting left out with their win over Clemson in what is considered the strongest league?
Maybe they shouldn't get in but they'd probably be ranked about 10th. If they lose to Texas this week I think they fall no further than 8
Sorry--we should add Iowa to that list because they have a great shot to be 10-2 but a blowout loss to Ohio State and a 1 point loss to Iowa State isn't bad but they haven't beat anyone--best win would be Wisconsin or Northwestern. Not sure who made their schedule. No USC, Oregon, Penn State or Michigan. Hell they didn't even get Indiana