ADVERTISEMENT

Retirees that worked in Forida...

emrtmakesshiteup

Well-Known Member
Oct 17, 2012
1,148
265
1
purchase homes in the northern US for the summer months? If so, what are they referred to as? Bizarro Snow birds, Sun Birds or what?
 
They don't leave the state. They don't want to take a chance on a freak July snow storm so they just stay in Florida year round.
 
I don't know anyone that fits that bill. Now I do know some who own property up north that aren't snowbirds because they owned it for years before they retired to Florida, but they don't typically use it for more than a few weeks or less time during the summer and that is mainly because they are spending time with family members who also use the property.

My neighbor, born and raised in Delaware, goes up north to his property in Bethany Beach for the summer. He is fully retired, but his wife travels back and forth because she is still running her own company and she getting it ready to sell. They always have family visiting during the summer because their sons live in Newark, Wilmington and Philly. And also it saves his wife trips to Florida during the summer. But I really wouldn't call him a reverse snowbird.

Now there are many people who spend about 7 months or more up north, coming down after Thanksgiving and going back north at Easter (and many also going back for a couple of weeks around Christmas) that claim Florida residency. They do this to cheat their own states out of income tax and cheat Florida out of real estate taxes. In order to stake their residency claim, many of these inform the state of Florida they are spending 7 or 8 months or more in Florida, so I don't know how you really would term these people because they are just cheating the system.

Some of the cheaters tell me they are not snowbirds but vacationers, because they aren't spending the entire late fall, winter and early spring down south. However, some have told me they are Florida residents for financial reasons, but otherwise personally consider themselves residents of their home state, although they have "official" FL residency status. A lot of these people vote in national elections in both states, some boasting about it.

I would call someone who spends the warm months up north if 4 months or less northern vacationers, such as my neighbor. But individuals like my neighbor are pretty rare.
 
  • Like
Reactions: JoeFi
I purchased my home in Ardmore from a retired Navy Commander.
He had a home on Bellaire island on the gulf stayed there December to March1st.
Up to Ardmore until June1st when he went to his summer place in Kennebunkport Maine.
Stayed in Maine until after labor day back to Ardmore until week after Thanksgiving and then back to Florida.
Sold us the house because at 85 he was tired of th driving.
 
  • Like
Reactions: JoeFi
Actually, we call anybody not stuck in Florida year round a snowbird. :)
People who own or rent down here pay real estate taxes one way or another, either directly or through their rental costs.
We do have people who migrate north for 6 months or less, which qualifies one as a permanent resident.
Whether non-permanent residents are voting in two states is the kind of thing you'd expect Florida to be on top of. But having lived here for years, it wouldn't surprise me at all if the state doesn't do that. See Steve Bannon for details.
 
I have several friends that own beach houses in NJ and live in them from May 1 to Oct 1 and migrate back to their FL house after that. Also have friends who own townhouses and condos in Doylestown area and spend Memorial Day to Labor Day and migrate back to FL for the rest of the time. Lastly have a few friends who own lake houses in western NC on Lake Norman and stay there from May 1 until Oct 1 and retreat back to FL ... some do it to see family and friends others to mix things up a little.
 
Interesting! Thank you for the replies! Despite the naming wise cracks I was curious. I have a neighbor that still uses PA as the residence and another that uses Florida. They own a million $ manufacturing company in PA (in other words made/make their $ here).
 
In the Carolinas, there is a term for retirees from the North who start in Florida, but then either move or buy an additional place in the mountains of Western NC and TN. They are known as "halfbacks" for returning roughly half-way to their starting point.
 
Interesting! Thank you for the replies! Despite the naming wise cracks I was curious. I have a neighbor that still uses PA as the residence and another that uses Florida. They own a million $ manufacturing company in PA (in other words made/make their $ here).

Most people I know in that position have all made FL their primary residence. FL has much better tax situation for passing money and possessions onto their children. Several friends have a lot of money to leave and are audited every year by the state of PA. PA is none to happy they have made FL their permanent residence and lose that tax money. So they constantly do full audits and it's to the point now friends are looking to sell their PA places.
 
Several friends have a lot of money to leave and are audited every year by the state of PA. PA is none to happy they have made FL their permanent residence and lose that tax money. So they constantly do full audits and it's to the point now friends are looking to sell their PA places.

I'm curious about these PA audits. Are they probing to find the "origins of income" (i.e. PA vs. FLA) or the number of days spent in each state as a means of challenging FLA residency?

For those of you who do migrate between states, do you keep detailed records of where you spend your time?
 
Most people I know in that position have all made FL their primary residence. FL has much better tax situation for passing money and possessions onto their children. Several friends have a lot of money to leave and are audited every year by the state of PA. PA is none to happy they have made FL their permanent residence and lose that tax money. So they constantly do full audits and it's to the point now friends are looking to sell their PA places.

PA should just increase taxes to make up for it. Isn't that how politicians think?! ;)
 
  • Like
Reactions: bwifan
I'm curious about these PA audits. Are they probing to find the "origins of income" (i.e. PA vs. FLA) or the number of days spent in each state as a means of challenging FLA residency?

For those of you who do migrate between states, do you keep detailed records of where you spend your time?

Yes they have to keep meticulous records. From phone bills to electric bills etc and document days spent in which states. They have to prove they lived at least 6 months and 1 day in FL... its a pain in the rear end as they also have houses in Montana/Wyoming/Colorado. It's why they are done with owning property in PA. If need be they will just rent a house or condo for the periods they wish to visit PA. This was info the last I talked to them about it. Obviously it's really none of my business and I don't press much to it unless it comes up.
 
I always thought Memorial Day through Thanksgiving up north and post-Thanksgiving to Memorial Day down south sounded ideal and hopefully snow free. I may have to extend that to the first week of December (future PSU Big 10 Championship games). :)

That's my plan. So tax and residency advice is appreciated. If I could just find a place just over the PA border drivable to State College gamedays and be out of this politically-corrupt state...
 
In the Carolinas, there is a term for retirees from the North who start in Florida, but then either move or buy an additional place in the mountains of Western NC and TN. They are known as "halfbacks" for returning roughly half-way to their starting point.
I was gonna post this. A lot of the halfbacks moved as a result of the inflated value (real estate bubble that burst ten years ago) of their homes in Florida, especially near the beach. I know people who sold their homes down there because they realized that they were overvalued and took advantage of that. These are people who'd been in south FL for a long time.
 
I always thought Memorial Day through Thanksgiving up north and post-Thanksgiving to Memorial Day down south sounded ideal and hopefully snow free. I may have to extend that to the first week of December (future PSU Big 10 Championship games). :)

That's my plan. So tax and residency advice is appreciated. If I could just find a place just over the PA border drivable to State College gamedays and be out of this politically-corrupt state...

2 hours south from State College gets you into WV, around Berkeley Springs; less than that, into Maryland around Hancock (though Maryland is no break on taxes and political corruption). Depending on when you might travel, there would be some traffic on game days, but I-99 is a huge improvement for a trip from that area.
 
  • Like
Reactions: john4psu
In a similar vein, I have a retiring family member (Texas resident) who lives in Texas and will be moving at end of May of 2018 (5 months). He will then come to Pennsylvania (buying a condo) from June through August (3 months) . Finally, he will also be buying a place in Florida and will live there for rest of year from September through December (4 months) . For the years thereafter, he will be splitting time between Florida and Pennsylvania, claiming Florida residency.

Which state would be the primary residence in 2018?
 
Probably Texas. It is the state of residence at the beginning of 2018 and no other state super-ceded its status with more than six months residency.
A small change in chronology would be leaving Texas after five months, going to Florida and buying a residence there and immediately claim residency in Florida and then go to Pa. and buy the condo as a "second home" with established Florida residency. But Texas would still claim that the person was a resident for the first five months of the year and owed whatever taxes for that period of time but it makes the Pa. purchase less problematic.
 
Snow birds are also referred to as "Yankees", if they reside permanently in Florida they are referred to as "Damn Yankees,.
 
  • Like
Reactions: tobakkorudy
Snow birds are also referred to as "Yankees", if they reside permanently in Florida they are referred to as "Damn Yankees,.
Not in Florida they're not. As a friend of mine from Memphis used to say...."Florida ain't the South....the South ain't a DIRECTION"
If it weren't for us Yankees in Florida, there wouldn't be anybody here. Everybody is from somewhere else:)
 
As a native Pennsylvanian who has resided in FL for over 30 years I agree with most of what you posted, however there are some areas in (rural) FL. who do identify strongly with the south and being southerners.
 
  • Like
Reactions: tobakkorudy
Not in Florida they're not. As a friend of mine from Memphis used to say...."Florida ain't the South....the South ain't a DIRECTION"
If it weren't for us Yankees in Florida, there wouldn't be anybody here. Everybody is from somewhere else:)
Go spend some time in Sebring or Lake Wales and tell the locals you're not in the south.
 
As a native Pennsylvanian who has resided in FL for over 30 years I agree with most of what you posted, however there are some areas in (rural) FL. who do identify strongly with the south and being southerners.
True. Panhandle, inland areas not named Orlando.
Go spend some time in Sebring or Lake Wales and tell the locals you're not in the south.
Or Chokoloskee, or Clewiston or Dunellon.... But from an overall population standpoint, not a whole lot.
 
ADVERTISEMENT
ADVERTISEMENT