OT: Car buying questions

[PSUFBFAN]

I am looking at a 2015 GMC Acadia. I have spec'd the vehicle I want and have sent those details to several dealers. I am very specific about a few items that I want and don't want. At this time, that exact vehicle doesn't exist and I have informed the dealers I can wait for a built to order process as I am in no particular order. Naturally, the dealers all want to sell me something currently in inventory (theirs or one they can get their hands on).

Currently, GMC is offering a choice of $1,500 rebate or 0% financing for up to 60 months. In addition, they are offering an additional $2,250 purchase bonus plus a $2,128 "suppliers bonus". If I take all those discounts, I am getting to almost 15% off MSRP (not using their financing). If I take their 0% for 60 months and the other rebates, I am close to 10% off MSRP.

All the dealers are telling me that if I build to order, they can't guarantee these rebates as I will only be eligible for the rebates in existence at the time the vehicle is delivered (probably late June or so). I tend to believe them as the GMC website shows those rebates expiring 6/1/15.

So, realistically, how much more should I expect to squeeze them off MSRP on an existing vehicle considering those rebates of approx. 10% or 15% (depending upon financing)? My research on several buying sites seems to indicate that the 15% off MSRP is a good deal for this vehicle. I expect 10% off plus 0% for 60 months is pretty good, too.

If I build to order, what leverage do I have to get a dealer to commit to a price that is reflective of at least the price they are quoting me now inclusive of the rebates?

Finally, although I don't expect interest rates to rise anytime soon, I recognize that I won't find anything better than 0% for 60 months elsewhere.

 

[Talpsu]

not sure if GM is the same as dodge but when I ordered and the way dodge does it is that the rebates constantly get renewed. In fact, the closer you get to the 16s the better the rebates you will get because they want to move the 15s. Frankly, I wouldn't worry about the rebates because like I said, if they expire on the 1st they will have new ones on the 2nd and may in fact be better. Also if you are ordering (heck even if not ordering) you should get the car for invoice price then subtract the rebates. The dealer is still making money on invoice price because that's not exactly what they really pay. Plus they are making money on holdback from GM and any bonuses from number of units sold.

 

[cment]

A few dealers (larger ones) will order your specked car with no $ down and no strings. Most dealers wont do this, but a few will.
Plus, the dealer can give you the drive-off price that includes rebates and financing (minus any rate changes from the lender)

 

[emrtmakesshiteup]

I am looking at a 2015 GMC Acadia. I have spec'd the vehicle I want and have sent those details to several dealers. I am very specific about a few items that I want and don't want. At this time, that exact vehicle doesn't exist and I have informed the dealers I can wait for a built to order process as I am in no particular order. Naturally, the dealers all want to sell me something currently in inventory (theirs or one they can get their hands on).

Currently, GMC is offering a choice of $1,500 rebate or 0% financing for up to 60 months. In addition, they are offering an additional $2,250 purchase bonus plus a $2,128 "suppliers bonus". If I take all those discounts, I am getting to almost 15% off MSRP (not using their financing). If I take their 0% for 60 months and the other rebates, I am close to 10% off MSRP.

All the dealers are telling me that if I build to order, they can't guarantee these rebates as I will only be eligible for the rebates in existence at the time the vehicle is delivered (probably late June or so). I tend to believe them as the GMC website shows those rebates expiring 6/1/15.

So, realistically, how much more should I expect to squeeze them off MSRP on an existing vehicle considering those rebates of approx. 10% or 15% (depending upon financing)? My research on several buying sites seems to indicate that the 15% off MSRP is a good deal for this vehicle. I expect 10% off plus 0% for 60 months is pretty good, too.

If I build to order, what leverage do I have to get a dealer to commit to a price that is reflective of at least the price they are quoting me now inclusive of the rebates?

Finally, although I don't expect interest rates to rise anytime soon, I recognize that I won't find anything better than 0% for 60 months elsewhere.

I will add one thing! I've lived and purchased several places in the US because of my profession. Do your "dealer invoice" search and subtract all incentives. Often you can get it for less than that number before tax, title and administration costs. Be sure to get the out the door cost from your competing dealers, as one may charge $50 to prepare your paper work, another $150.
Now relative to your situation, I feel for you as I also do not want to spend that type of $ on something that is not exactly (or almost) what I want. I have ordered and the manufacturer included incentives even when you ordered so make sure they aren't conning you!
Good luck!
Oh yeh, perhaps I haven't made myself clear. Absolutely do not pay 1¢ more than that "dealer cost" (which isn't real) less incentives price. Although they do contribute toward "national" advertising costs, they must be less than what they receive from corporate since like I stated, I have never paid more than dealer cost and at least half the time I can get new rigs for several hundred less because of the competition!

 

[lattydaddy]

i recommend taking a reverse mortgage. that should help you.

 

[WDLion]

I am looking at a 2015 GMC Acadia. I have spec'd the vehicle I want and have sent those details to several dealers. I am very specific about a few items that I want and don't want. At this time, that exact vehicle doesn't exist and I have informed the dealers I can wait for a built to order process as I am in no particular order. Naturally, the dealers all want to sell me something currently in inventory (theirs or one they can get their hands on).

Currently, GMC is offering a choice of $1,500 rebate or 0% financing for up to 60 months. In addition, they are offering an additional $2,250 purchase bonus plus a $2,128 "suppliers bonus". If I take all those discounts, I am getting to almost 15% off MSRP (not using their financing). If I take their 0% for 60 months and the other rebates, I am close to 10% off MSRP.

All the dealers are telling me that if I build to order, they can't guarantee these rebates as I will only be eligible for the rebates in existence at the time the vehicle is delivered (probably late June or so). I tend to believe them as the GMC website shows those rebates expiring 6/1/15.

So, realistically, how much more should I expect to squeeze them off MSRP on an existing vehicle considering those rebates of approx. 10% or 15% (depending upon financing)? My research on several buying sites seems to indicate that the 15% off MSRP is a good deal for this vehicle. I expect 10% off plus 0% for 60 months is pretty good, too.

If I build to order, what leverage do I have to get a dealer to commit to a price that is reflective of at least the price they are quoting me now inclusive of the rebates?

Finally, although I don't expect interest rates to rise anytime soon, I recognize that I won't find anything better than 0% for 60 months elsewhere.

I think they are lying to you about the rebates. Every new vehicle i've ever bought the rebates were in place from the order date not the delivery date.
Built to order doesn't always work the way you might think it does. As an example, in order for me to get a rear slider window that cost $150 i have to take a package that includes six accessories four that i don't want that cost $1500.

 

[Michael.Felli]

i recommend taking a reverse mortgage. that should help you.

lol. Or, tap into your 401K

 

[sluggo72]

let me ask, what option do you not want or what option do you want, that is not on the cars on the lot??

 

[Doc-M]

I gave 44k offer on an Acadia with Denali package. The dealer accepted however too many additional charges and trickery turned me off. If you buy one on the lot, you will have better leverage.