There was "playoff game" prior. And why in the world would strong conferences ever agree to it being "playin game". Honestly, the playoff probably should be 4 teams from the SEC and Big Ten most years. This is why we need at least 16 teams. All conference winners and wild cards. See FCS.There is an argument for this and that is that they lost their playoff game a couple weeks prior, but under the current system, yes you are correct.
Until the NCAA requires conferences to do away with divisions and makes conference championship games the 1st stage of the playoffs they will never get it right. The best team doesn't always win the championship, mainly because conferences don't want it that way. The B1G is one of the main culprits in all of this putting their 4 best franchises in one division. It's downright silly and they are too arrogant to correct their own mistake, which only hurts them and isn't in their own best interest. The big 10 could be in the same position as the SEC now and again but they never let their two best teams play in the conference championship because they have them in the same division. It's ridiculous. Wait till the SEC adds OU & UT. You think things are messed up now, wait till that crap comes to fruition. Say bye bye to any questionable at large berth in a 4 team playoff.
All that said, I have a hard time calling a team a champion that lost to the other team two games ago. Conferences break the playoffs, not vice versa. Until someone makes the conferences act in an orderly and like way, you will get what we got.
We all realize not all conferences are equal, right? That the SEC (hate them all you want) has proven they're far superior. Why are ignoring reality?
Honestly, the FBS needs to disband the the top 24-48 programs needs to create a new league which is run similar to the NFL. I'm shocked Cuban or someone else that's loaded hasn't tried to make that happen and cash in on it.